MEET THE LENDERS

Fremont Main Library
Wednesday, May 15, 2013
9:30 – 12:30 p.m.

Interactive Business Seminar and Resource Fair

This seminar and resource fair is a must for any business owner interested in securing debt or equity financing. Be ready to participate in a panel discussion with lenders offering advice in today’s tough lending environment. Participation is a must for any business owner interested in securing debt capital.

Learn how a wide range of banks and other lending organizations evaluate your loan application and the types of funding they can provide.You will be given an overview of how to get “capital-ready” before you approach a lender to insure a greater chance of success. 
 

Participants will learn:

• What the 5 C’s of credit are and how they apply to the participant
• How a wide range of lending organizations evaluate your loan application
• The types of funding different lending organizations can provide
• What types of information the lenders are looking for and why

This seminar is free to all attendees.  Advance reservations are required.  Please register online at  http://acsbdc.org/node/13414. Refreshments will be served.

Sponsored by the City of Fremont, the Fremont Chamber of Commerce and the Alameda County Small Business Development Center (ACSBDC) and the Alameda County Library System.

 

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Money Smart Week @ Your Library

Money Smart Week®, a joint effort of the American Library Association and the Federal Reserve Bank of Chicago, aims to promote financial literacy. As a Money Smart Week partner, the Fremont Main Library at 2400 Stevenson Blvd. will host the following free programs in April. No registration is required. Fremont Main is wheelchair accessible and an ASL interpreter will be provided if requested at least seven working days in advance. Contact 510-745-1421 or TTY 888-663-0660.

Preparing for Home Ownership
Tuesday, April 16, 7 – 8:30 p.m.

Learn from George Duarte, MBM, CMC, President of Horizon Financial Assoc., about the pre-purchase planning process; what you need to know to ensure success purchasing or refinancing your new home
Annuity Scams & Other Schemes

Annuity Scams and Other Schemes
Friday, April 19, 1:30 – 3:00 p.m.

Neil Granger and Prescott Cole will discuss annuity and other common scams and what you must know to protect yourself from fraud. Neil Granger, a 30-year independent Life Agent in California, is a member of the California Department of Insurance Curriculum Board, which makes recommendations on educational standards for Insurance Agents in California. Prescott Cole is an 18-year attorney for California Advocates for Nursing Home Reform (CANHR).

Estate and Gift Tax Law
Tuesday, April 23, 7 – 8:30 p.m.

Atashi Rang Law Firm presents current estate tax developments and how the new tax law can impact you and your loved ones by passing wealth from one generation to the next.

Estate Planning Mistakes
Saturday, April 27, 2–4 p.m.

Atashi Rang Law Firm will discuss how to avoid the seven biggest misstates in estate planning and how to successfully detect and avoid them.

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New Tax Law and How It Will Affect You

HOW THE NEW TAX LAW WILL AFFECT YOU
Fremont Main Library – Fukaya Meeting Room

Monday, February 11, 6:00 p.m. – 8:00 p.m.
and
Monday, February 25, 6:00 p.m. – 8:00 p.m.

Come hear Alan Olsen, CPA, MBA and Host of the American Dreams radio show on KDOW 1220 AM talk about the new tax laws, avoiding common tax pitfalls, the fiscal cliff, starting a company and how the American dream is still possible. An informative and enjoyable evening where you’ll learn from a tax expert and successful business consultant discuss what’s worked for others domestically and abroad.

Alan is the Managing Director of GROCO, the largest CPA firm in Fremont. His firm was recently recognized by INSIDE Public Accounting as one of the Best Managed CPA firms in the USA. GROCO was also included on the list of “Fastest Growing Companies” in the Bay Area. A nationally recognized speaker, author and consultant, Alan has appeared on Fox News, KPIX and KRON television networks. He has been quoted and published by various media outlets such as CNN Money, Money Magazine, Consumer Reports – Money Advisor and Money Matters.

This free program is sponsored by the Fremont Chamber of Commerce and the Alameda County Library. To RSVP, please call Chuck Roberts at (510) 797-8661 x296 or email him at croberts@GROCO.com. For more information, please visit http://www.GROCO.com

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Lawyer in the Library 2013

After taking a break in December, the Lawyer in the Library program at Fremont Main resumes this month.  On the fourth Tuesday each month, from January through November, those who wish to speak with an attorney can submit their names in person from 5 to 5:45 p.m. at the Information Desk.  At 5:50 p.m. names will be drawn to assign 15-minute free on-site consultations with a member of the Alameda County Bar Association who will help define the problem and make referrals when needed.  Persons seeking an appointment must be present at the time of the lottery.  Occasionally more people sign up than can be accommodated, so a visit with a lawyer is not guaranteed.  The 15-minute consultations start at 6 p.m., with the last one at 7:45 p.m.

The 2013 Lawyer in the Library schedule at Fremont Main is shown below.  Information on other Lawyer in the Library programs can be found here.  Be sure to call the host library to inquire about its registration procedure, which varies from location to location.  For more information, contact the Fremont Main Library Information Desk at (510) 745-1401.

January 22          February  26           March  26              April 23

May 28               June 25                    July 23                   August 27

September 24      October 22              November 26         December–no program

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SOCIAL MEDIA FOR BUSINESS

An SBDC Seminar

Friday, October 19, 2012

9:30 – 11 a.m.

Fukaya Room

Fremont Main Library

2400 Stevenson Blvd.

This workshop teaches the importance of social networking as an integrated marketing tool for your business. Are you curious about all the buzz surrounding social media but not sure where to start, and not sure if it’s worth the time and effort? Find out how to market using social networking tools,  such as Facebook, Twitter, Yelp, and LinkedIn.

Learn how to establish a true dialogue with your customer base. This course will help you decide the best social networking tool to use in a business context, and how to leverage existing social networks to market.

This seminar is FREE to all attendees. Advance reservations are required.

Refreshments will be served. Register on-line at http://acsbdc.org/events2.

Sponsored by the Alameda County Library with generous assistance from the City of Fremont, the Alameda County Small Business Development Center and the Fremont Chamber of Commerce.

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Where Is Legal Reference?

At the Fremont Main Library, the “Legal Reference” sign, if it is still there, will be gone soon as legal reference items are now filed in the call number 340 section of the General Reference area.  The Legal Reference section has shifted, and legal material remains available on the shelves and online.

Nolo books are popular legal reference items.  Since 1971, Nolo’s mission has been to help consumers and small businesses find answers to their everyday legal and business questions. The most popular chapters of Nolo books are free online.  Also, a search of the Alameda County Library catalog at www.aclibrary.org will produce Nolo titles.   More legal help is available under the Research tab of the library’s home page.  There the Legal Information guide includes a Legal Assistance section where there is a link to the Superior Court of California, Alameda County Self-help site.  Also under the Research tab is a listing for A-Z Resources, in particular the Legal Information Resource Center under the letter “L”.   Select an item under “Browse by Category” and two or three clicks later you’ll find a complete Nolo book, with each chapter conveniently shown as a search result.

Speaking of things legal, a while back I inherited a ruler, a Nolo promo item, from a colleague and just recently read the writing on it.  Here’s what my Nolo ruler says, tweaked to show titles in the Alameda County Library catalog.

Favorite Rules from NOLO

Be nice to your kids.  They’ll choose your nursing home.

Or read Long-term Care before you disown them!

Improve your memory:  Loan money to a student.

Or give the graduate in your life a hand with Solve your money troubles.

HR doesn’t need to know all the answers, just where to find them.

Employment law is the place to start.

Marriage is about love.  Divorce is about money.

Help a friend get a fair deal with Divorce & Money.

Life isn’t fair.  It’s just fairer than death, that’s all.

-William Goldman, “The Princess Bride”

Plan your estate can help even things out.

Treat others as you would have them treat you.

Dealing with problem employees provides fair ways to cope with office challenges.

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Marketing for the Holidays

Join us at this informative seminar for small businesses in Fremont.

Fremont Main Library – Fukaya Meeting Room

Thursday, September 20, 2012, 5:30 p.m. – 8:30 p.m.

The holidays can be the best time to re-launch your marketing plans to increase sales, bring in new business, and reconnect with current customers. If you’re looking for opportunities to cost-efficiently boost your holiday marketing, this seminar is for you. Topics will include:

• Creating a holiday marketing plan
• Leveraging traditional and new marketing tools to increase holiday sales
• Holiday marketing tips
• Using the holidays to increase the value of yourbrand.

This seminar is FREE to all attendees.  Advance reservations are required.  Refreshments will be served.  Register on-line at  http://acsbdc.org/events2

Sponsored by the Alameda County Library with generous assistance from the City of Fremont, the Alameda County Small Business Development Center and the Fremont Chamber of Commerce.

 

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Mid-Year Update on the Global Economy

Are you a  long term global investor? Then the global economic update by the IMF should be of concern. Take a look at the statistics:  World Economic Update. 

If you are trying to keep up with the daily news on the world economy, there is no better way then to visit  the Fremont Main Library where we house the Financial Times at the Periodicals Desk on the 2nd Floor.

See you soon.

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East Bay Economic Forecast

If you have a hard time finding economic indicators on cities or counties of the East Bay, then this is the place where to look.  Since October 2010, Beacon Ecopnomics has been providing quarterly economic forecasts and updates on the East Bay.

These forecasts on the East Bay and California are presented by the East Bay Economic Development Alliance with the assistance of Beacon Economics. The reports are found at the East Bay EDA website.

 

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Successful Business Plans Seminar

 

Fremont Main Library is hosting a  free Alameda Country Small Business Development Center seminar:

 

SUCCESSFUL BUSINESS

 

PLANS

Fremont Main Library – Fukaya Meeting Room

Thursday, May 10, 2012, 8:30 a.m. – 12 Noon

 

Learn the fundamental of writing an excellent business plan for your specific business.

The business plan is the foundation for profitable growth, raising capital, communicating with employees, vendors and customers.  Without a plan, a business will not be well managed and will not be successful.  This class is a must for businesses in all industries, of all types and at all stages of development.

 This seminar is free to all attendees.  Advance reservations are required.  Refreshments will be served.  Register on-line at www.acsbdc.org/events2.  Sponsored by the Alameda County Library with generous assistance from the Small Business Development Center, the City of Fremont and the Fremont Chamber of Commerce.

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